Canadian Auto Insurance Quotes

Depending on which province you live in will depend on which insurance agencies are available to you.  Some of the provinces such as British Columbia have government controlled auto insurance plans which do not allow you any flexibility. 

Other provinces allow you to purchase for an agent licensed to service that province and allow you to choose which coverages you want carry.  Get Free Insurance Quotes.

One of the things that most effect your rates is the type of vehicle you plan to insure.  Proceed with caution when purchasing a vehicle.  If the vehicle you are looking to buy has a poor record it could cost you lots. 

Compulsive liability insurance with a minimum of $200,000 is required in all Canadian provinces except for Quebec which requires $50,000.  Car insurance is required for driving on all public roads in Canada. 

If you are visiting Canada for a vacation you’ll need to purchase Non Inter province motor vehicle liability insurance.  This insurance is required by law when you are driving on Canadian roads. 

Much like Mexico does not recognize out of country liability insurance, neither does Canada.  Find Competitive Insurance Rates online.

If you are a Canadian looking to optimize your insurance rates be sure to shop around.  Your rates can vary by as much as 25% from one insurance company to the other. 

Liability insurance is required, most of the other perils are optional.  You can buy comprehensive insurance which covers glass, vandalism, theft, fire, and natural disasters.  You can also buy collision insurance which insured that should you be at fault in an accident your vehicle will still be fixed. 

If you have an older vehicle you may opt to not buy collision insurance as it adds quite a bit to your rates.  If you do not carry collision and you are at fault in an accident the insurance company will repair the other person’s vehicle but will not repair yours.

You can also choose different levels of deductibles.  The higher the deductible is the lower your premiums.  Both comprehensive and collision insurance have a deductible. 

Don’t be tempted to choose a deductible that is higher than you can afford, because your insurance company will not cover their portion of a claim until you cover yours. 

There is plenty of optional insurance available as well.  You can buy insurance that will guarantee you have a rental car to drive while your vehicle is being repaired.  You can buy insurance that will cover your tow bill and various roadside repairs.

This coverage is similar to that offered by companies such as AAA or CAA.  If you need additional coverage because you have expensive stereo equipment you can buy that too.

The most important thing when buying insurance in Canada is to understand the requirements of your province and to shop around to find the best rates.

Canadian auto insurance quotes are available online and once you find the best buy you can also purchase it online. Are you ready to Compare Insurance Rates ?