Cheap Car Insurance in the UK

The type of car you are going to insure will play a big part in how high or low your car insurance premiums are.  As well the insurance agent you decide to purchase your insurance from can mean the difference between higher or lower premiums. 

In the UK road tax is a fact of life and the amount of road tax you pay depends on which tier your car falls into.  There are several tiers and it is best to check with an agent however here is a brief sum of the laws relating to road tax.

Vehicles with an engine size up to 1549 will have a cheaper rate of road tax.  The lowest rate of road tax is for small engine cars that have a 1200 cc or smaller engine.  Newly registered vehicles road tax rate will be affected by dioxide emissions, as well as fuel type.  There are four tiers of rate that apply to the three fuel types, petrol, diesel, and alternative fuel.  Less polluting cars pay less road tax.

Your premiums will be tied to how expensive the vehicle you are insuring is.  A more expensive car will cost you more in insurance, where as a less expensive car could save you bundles.

Who the principal driver is will also affect your car insurance rates.  If you are the main driver and you have a clean driving record you’ll save.  But if you are going to have a teenager driving as well then be prepared to pay more for their inexperience.  Experience saves you and inexperience costs you. 

Besides the required insurance coverage you can purchase collision, comprehensive, and several other optional coverages.  The additional coverage you purchase will depend on your personal needs and situation.

Shopping around online and getting several car insurance quotes can  save you as much as 30% on your insurance.  It’s as easy as 123, , get quote, choose, pay.  What more can you ask for?  Easy access, lower premiums, and the best available coverage. Get Free Insurance Quotes